CEO

As CEO, you will be entrusted with a pivotal mission: to scale MeDirect Bank across multiple European jurisdictions – Malta, Belgium, and the Netherlands. With the strategic backing of our new shareholder, Creditas, your primary objective will be to drive exponential and profitable growth in our retail client base and Assets Under Custody on the MeDirect platform. This role demands a visionary leader capable of navigating complex regulatory landscapes, fostering innovation, and building high-performing teams to deliver market-leading results in the digital banking sector.

• Develop and execute a strategic plan to achieve significant growth in retail client base and Assets Under Custody across Malta, Belgium, and the Netherlands.
• Lead the expansion into new jurisdictions, ensuring regulatory compliance and effective market penetration.
• Oversee the financial performance of the bank, focusing on profitable growth and efficient capital allocation.
• Cultivate strong relationships with key stakeholders, including the new shareholder Creditas, regulators, and strategic partners.
• Build and lead a high-performing executive team capable of delivering on aggressive growth targets.
• Ensure careful management of the balance sheet in terms of liquidity and credit risk.

• Executive Leadership: Proven experience leading and inspiring high-performing executive teams in a financial services context, balancing traditional banking prudence with fintech agility.
• Strategic Growth: Demonstrated ability to develop and execute aggressive growth strategies, particularly in retail banking and asset management across multiple geographies, with a strong focus on client-centric digital solutions.
• Regulatory & Compliance Expertise: Deep understanding of financial regulations and compliance requirements in Malta, Belgium, and the Netherlands, coupled with experience in managing adequate risk appetite.
• P&L Management: Strong track record of managing P&L, driving profitable growth, and efficient capital allocation within a regulated financial institution.
• Stakeholder Management: Exceptional ability to cultivate relationships with shareholders (e.g., Creditas), regulators, and strategic partners, navigating both traditional banking and fintech ecosystems.
• Balance Sheet Management: Expertise in liquidity and credit risk management, ensuring prudent financial health.
• Technology Acumen: Proven ability to leverage technology as a core competitive advantage, with experience in leading or operating within fully digital banking environments and driving innovation.
• Demonstrated ability to motivate very talented teams, work efficiently under pressure, and interact with a large ecosystem of stakeholders, including Regulators.
• Strong understanding of technology to dialogue efficiently with the CTO and CPO.

• Experience with M&A integration in financial services, particularly in cross-border scenarios.
• Familiarity with digital marketing and customer acquisition strategies in a highly regulated environment.
• A strong network within the European fintech ecosystem.
• Experience in a challenger bank or highly disruptive financial technology company.

• Achieve significant, profitable growth in retail client base across Malta, Belgium, and the Netherlands.
• Substantial increase in Assets Under Custody on the MeDirect platform.
• Successful expansion into new European jurisdictions.
• Effective management of balance sheet liquidity and credit risk.
• Cultivation of strong stakeholder relationships and high-performing team leadership.

Comprehensive private health insurance for the executive and family; Executive pension scheme contributions; Generous relocation package, including temporary accommodation and schooling assistance, if applicable; Company car or equivalent mobility allowance; Professional development budget for executive coaching and industry conferences.

We foster a dynamic and collaborative hybrid work environment that balances the benefits of in-person teamwork with the flexibility of remote work. As CEO, you will be expected to maintain a strong presence across our key European hubs (Malta, Belgium, Netherlands) to lead and engage with teams, stakeholders, and regulators effectively, while also leveraging remote capabilities for optimal efficiency.